Benefits Association Base Dental DentalPlus Basic DentalPlus Enhanced Association Gold Dental
Prescription Drug       No coverage   No coverage        
                         
Dental - Basic Coverage -70% on $350 ($245)   -50% of first $1,150 (Year 1) -60% of first $1200 (Year 1) -80% co-payment  
      -80% of first $300, 50% of next $850 (Year 2+) - 90% of first $500, %60 of next $700 (Year 2+) -Year 1:  $500, Year 2: $750, Year 3 & 4: $1000
                 
-Periodontics and  -No coverage   -No coverage   -1st and 2nd year at 60% to max of $1250 -Covered under above Basic Services
 Endodontics         every 3 years ($400 first year max)    
                 
-Crowns, Bridges,  -No coverage   -No coverage   -1st and 2nd year at 0%, then 60% included  -Starting in year 3, 60% co-pay under the above
 Orthodontics, Dentures         with perio and endo in 3 year maximum   same maximums  
                 
-Recall visits -9 month recall   -9 month recall   -6 month recall   -6 month recall  
Vision Care $100 per 2 benefit years   $100 per 2 benefit years   $100 per 2 benefit years   $100 per 2 benefit years  
Eye Examinations $30 per 2 benefit years   $30 per 2 benefit years   $30 per 2 benefit years   $30 per 2 benefit years  
Travel Coverage No coverage   Unlimited trips up to 9 days - $5,000,000 Unlimited trips up to 9 days - $5,000,000 No coverage  
Hospital Coverage No coverage   Optional coverage   Optional Coverage   No coverage  
Chiropractors, Osteopaths, $15 maximum per visit,   $15 maximum per visit, 20 visits per year per $15 maximum per visit, 20 visits per year per $15 maximum per visit,  
Podiatrists, Naturopaths, $300 per specialist and therapist specialist and therapist   specialist and therapist   $300 per specialist and therapist
Massage Therapists,                 
Chiropodists, Acupuncturist                        
Speech Pathologists/Therapist $60 first visit, $40 subsequent, 10 visit max $60 first visit, $40 subsequent, 10 visit max $60 first visit, $40 subsequent, 10 visit max $60 first visit, $40 subsequent, 10 visit max
Psychologist $75 first visit, $60 subsequent, 10 visit max $75 first visit, $60 subsequent, 10 visit max $75 first visit, $60 subsequent, 10 visit max $75 first visit, $60 subsequent, 10 visit max
Physiotherapist $15 max per visit, $300 total $250 maximum per anniversary year $250 maximum per anniversary year $15 max per visit, $300 total
Homecare and Nursing,  Year 1-$500, year 2-$800, year 3-$1000, $2,500 per anniversary year, for each of these $2,500 per anniversary year, for each of these Year 1-$500, year 2-$800, year 3-$1000,
Medical Equip & Appliances year 4-$1500, year 5-$2500, per category three categories of benefits separately three categories of benefits separately year 4-$1500, year 5-$2500, per category
Ambulance Services Unlimited + $4000 air ambulance Unlimited + $4000 air ambulance Unlimited + $4000 air ambulance Unlimited + $4000 air ambulance
AD & D $10000 per adult, $4000 for senior and child $25000 per adult, $10000 for senior and child $25000 per adult, $10000 for senior and child $10000 per adult, $4000 for senior and child
Accidental Dental $2000 per anniversary year $2000 per anniversary year $2000 per anniversary year $2000 per anniversary year
Hearing Aids $300 every 4 consecutive benefit years $400 every 4 consecutive benefit years $400 every 4 consecutive benefit years $300 every 4 consecutive benefit years
Lifeline 3 months     3 months     3 months     3 months    
Best Doctors                        
Survivor Benefit In 2nd year, 1 yr coverage following death of sub 1 yr coverage following death of sub 1 yr coverage following death of sub In 2nd year, 1 yr coverage following death of sub
Fracture Benefit                        
Other Benefits Best Doctors Solutions Services             Best Doctors Solutions Services